This website allows you to access the full book or selected sections as electronic files, as well as acting as an up to date reference for current figures and budgets.
Investing in an ISA
https://www.moneyadviceservice.org.uk/en/articles/stocks-and-shares-isas
Income Tax – Personal allowance
http://www.hmrc.gov.uk/incometax/personal-allow.htm
Income Tax Rates
http://www.hmrc.gov.uk/budget2012/income-tax-rates.htm
Student Loans & Grants
https://www.gov.uk/student-finance/loans-and-grants
Student Loans – Repayments
https://www.gov.uk/student-finance/repayments
National Minimum Wage
https://www.gov.uk/national-minimum-wage-rates
National Insurance – Employed
https://www.gov.uk/national-insurance/how-much-national-insurance-you-pay
National Insurance – Self Employed
NI Voluntary Flat rate £13.25 pw
https://www.gov.uk/national-insurance/how-much-national-insurance-you-pay
National Minimum Wage
https://www.gov.uk/national-minimum-wage-rates
Personal Allowance
http://www.hmrc.gov.uk/incometax/personal-allow.htm
National Insurance
https://www.gov.uk/national-insurance/how-much-national-insurance-you-pay
Working Tax Credit
https://www.gov.uk/working-tax-credit
Child Benefit
https://www.gov.uk/child-benefit
Self Employed Personal Allowance
http://www.hmrc.gov.uk/incometax/personal-allow.htm
Tax Rate
http://www.hmrc.gov.uk/budget2012/income-tax-rates.htm
NI rates
https://www.gov.uk/national-insurance/how-much-national-insurance-you-pay
Entrepreneurs Tax
https://www.gov.uk/entrepreneurs-relief
Pension schemes and tax relief
http://www.hmrc.gov.uk/pensionschemes/tax-basics.htm#1
£50,000
http://www.hmrc.gov.uk/incometax/relief-pension.htm
LTA £1.5 million
http://www.hmrc.gov.uk/pensionschemes/understanding-la.htm
Age 55
http://www.hmrc.gov.uk/manuals/essum/ESSUM47700.htm
Page 50 £50,000
http://www.hmrc.gov.uk/incometax/relief-pension.htm
Mortgages and Deposit
http://moneyfacts.co.uk/compare/mortgages/variable-rate/
0.50%
http://www.bankofengland.co.uk/boeapps/iadb/Repo.asp
4.00% – 4.50%
http://moneyfacts.co.uk/compare/savings/easy-access-accounts-with-bonus/
Stamp Duty
https://www.gov.uk/stamp-duty-land-tax-rates
IPTax 6% 20%
http://en.wikipedia.org/wiki/Insurance_Premium_Tax
18% 28% £10,600
http://www.hmrc.gov.uk/cgt/intro/basics.htm
FSCS Protection
http://www.fscs.org.uk/
Job seekers £56.25 £71.00
https://www.gov.uk/jobseekers-allowance/overview
Entrepreneur gains tax
https://www.gov.uk/entrepreneurs-relief
Income tax 20% 40% 50%
http://www.hmrc.gov.uk/budget2012/income-tax-rates.htm
IH Tax £325,000 40%
https://www.gov.uk/inheritance-tax
State Pension age
https://www.gov.uk/increase-state-pension-age
Tax Credits
https://www.gov.uk/working-tax-credit
VAT 0% 5% 20%
https://www.gov.uk/vat-rates
Author Helen runs West Financial Management - independant financial advisors specialising in investment and financial planning. They are based in Plymouth, UK and offer a range of specific services for their customers.
